/* =========================================================
   Loan Finance Works — main stylesheet
   Palette: ocean blue + aqua + sunrise orange on clean white
   Style: photo-rich, bright, modern corporate
   ========================================================= */
:root {
  --fn-ocean: #0a4d8c;
  --fn-ocean-dark: #073763;
  --fn-deep: #06243f;
  --fn-aqua: #1fb5c9;
  --fn-aqua-soft: #e3f6f9;
  --fn-sun: #ff9f1c;
  --fn-sun-dark: #e5870a;
  --fn-sky: #f3f8fc;
  --fn-text: #1c2b3a;
  --fn-muted: #5e6f80;
  --fn-line: #dfe8f0;
  --fn-radius: 16px;
  --fn-shadow: 0 22px 48px -26px rgba(6, 36, 63, .45);
  --fn-font-head: "Poppins", "Segoe UI", Arial, sans-serif;
  --fn-font-body: "Open Sans", "Segoe UI", Arial, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
html, body { overflow-x: clip; }
body { font-family: var(--fn-font-body); color: var(--fn-text); background: #fff; line-height: 1.75; }
h1, h2, h3, h4, h5 { font-family: var(--fn-font-head); font-weight: 700; color: var(--fn-deep); line-height: 1.22; }
a { color: var(--fn-ocean); text-decoration: none; transition: color .2s ease; }
a:hover { color: var(--fn-sun-dark); }
::selection { background: var(--fn-aqua); color: #fff; }

.section { padding: 100px 0; }
.section-sm { padding: 64px 0; }
.bg-sky { background: var(--fn-sky); }
.bg-deep { background: var(--fn-deep); color: #b8cadb; }
.bg-deep h2, .bg-deep h3, .bg-deep h4 { color: #fff; }

.sub-title { display: inline-block; font-family: var(--fn-font-head); font-weight: 600; font-size: .9rem; color: var(--fn-aqua); text-transform: uppercase; letter-spacing: .12em; margin-bottom: .8rem; position: relative; padding-left: 20px; }
.sub-title::before { content: ""; position: absolute; left: 0; top: 50%; width: 10px; height: 10px; border-radius: 50%; background: var(--fn-sun); transform: translateY(-50%); box-shadow: 0 0 0 4px rgba(255,159,28,.2); }
.sec-title { font-size: clamp(1.9rem, 3.6vw, 2.75rem); margin-bottom: 1rem; }
.sec-title span { color: var(--fn-ocean); }
.bg-deep .sec-title span { color: var(--fn-sun); }
.muted { color: var(--fn-muted); font-size: 1.05rem; }
.bg-deep .muted { color: #b8cadb; }

/* ---------- Buttons ---------- */
.btn { border-radius: 50px; font-family: var(--fn-font-head); font-weight: 600; padding: .85rem 1.8rem; transition: all .25s ease; }
.btn-sun { background: var(--fn-sun); color: #fff; border: 2px solid var(--fn-sun); }
.btn-sun:hover, .btn-sun:focus { background: var(--fn-sun-dark); border-color: var(--fn-sun-dark); color: #fff; transform: translateY(-2px); }
.btn-ocean { background: var(--fn-ocean); color: #fff; border: 2px solid var(--fn-ocean); }
.btn-ocean:hover, .btn-ocean:focus { background: var(--fn-ocean-dark); border-color: var(--fn-ocean-dark); color: #fff; transform: translateY(-2px); }
.btn-white-line { background: transparent; color: #fff; border: 2px solid rgba(255,255,255,.7); }
.btn-white-line:hover { background: #fff; color: var(--fn-ocean); border-color: #fff; }
.btn-ocean-line { background: transparent; color: var(--fn-ocean); border: 2px solid var(--fn-ocean); }
.btn-ocean-line:hover { background: var(--fn-ocean); color: #fff; }
.read-link { font-family: var(--fn-font-head); font-weight: 600; color: var(--fn-ocean); display: inline-flex; align-items: center; gap: .45rem; }
.read-link i { transition: transform .2s ease; }
.read-link:hover { color: var(--fn-sun-dark); }
.read-link:hover i { transform: translateX(4px); }

/* ---------- Header ---------- */
.header-top { background: var(--fn-ocean); color: #d5e5f4; font-size: .87rem; padding: .55rem 0; }
.header-top a { color: #fff; }
.header-top a:hover { color: var(--fn-sun); }
.header-top i { color: var(--fn-sun); margin-right: .4rem; }
.main-nav { position: sticky; top: 0; z-index: 1030; background: #fff; transition: box-shadow .25s ease; border-bottom: 1px solid var(--fn-line); }
.main-nav.scrolled { box-shadow: 0 10px 30px -18px rgba(6,36,63,.45); }
.main-nav .navbar { padding: 1rem 0; }
.main-nav .nav-link { font-family: var(--fn-font-head); font-weight: 500; color: var(--fn-deep); padding: .5rem 1rem !important; }
.main-nav .nav-link:hover, .main-nav .nav-link.active { color: var(--fn-aqua); }
.main-nav .nav-link.active { font-weight: 600; }
.main-nav .navbar-toggler { border: 2px solid var(--fn-line); border-radius: 10px; }
.main-nav .navbar-toggler:focus { box-shadow: 0 0 0 .2rem rgba(31,181,201,.3); }

/* Logo — one line, one style */
.brand-logo { display: inline-flex; align-items: center; gap: .55rem; white-space: nowrap; font-family: var(--fn-font-head); font-weight: 700; font-size: 1.38rem; line-height: 1; color: var(--fn-ocean) !important; }
.brand-logo .logo-icon { width: 40px; height: 40px; flex: 0 0 40px; border-radius: 12px; display: grid; place-items: center; background: linear-gradient(135deg, var(--fn-aqua), var(--fn-ocean)); color: #fff; font-size: 1.15rem; }
.footer .brand-logo { color: #fff !important; }

/* ---------- Hero with photo ---------- */
.hero { position: relative; padding: 110px 0 120px; color: #e2edf7; background-color: var(--fn-deep); background-size: cover; background-position: center; }
.hero::before { content: ""; position: absolute; inset: 0; background: linear-gradient(100deg, rgba(6,36,63,.94) 0%, rgba(7,55,99,.86) 45%, rgba(10,77,140,.55) 100%); }
.hero .container { position: relative; z-index: 1; }
.hero h1 { color: #fff; font-size: clamp(2.4rem, 5vw, 4rem); margin-bottom: 1.3rem; }
.hero h1 span { color: var(--fn-sun); }
.hero .lead { font-size: 1.15rem; max-width: 560px; color: #d5e5f4; }
.hero-ticks { list-style: none; padding: 0; margin: 2rem 0 0; display: flex; flex-wrap: wrap; gap: .8rem 1.6rem; }
.hero-ticks li { display: flex; align-items: center; gap: .5rem; font-weight: 600; }
.hero-ticks i { color: var(--fn-aqua); font-size: 1.15rem; }
.quick-form { background: #fff; border-radius: 20px; padding: 2rem; box-shadow: 0 30px 60px -25px rgba(0,0,0,.5); color: var(--fn-text); }
.quick-form h2 { font-size: 1.45rem; margin-bottom: .3rem; }
.quick-form p { color: var(--fn-muted); font-size: .95rem; }

/* ---------- Page header with photo ---------- */
.page-banner { position: relative; padding: 100px 0 90px; color: #d5e5f4; background-color: var(--fn-deep); background-size: cover; background-position: center; text-align: center; }
.page-banner::before { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, rgba(6,36,63,.88), rgba(10,77,140,.82)); }
.page-banner .container { position: relative; z-index: 1; }
.page-banner h1 { color: #fff; font-size: clamp(2.2rem, 4.6vw, 3.4rem); max-width: 900px; margin: 0 auto .7rem; }
.page-banner p { max-width: 640px; margin: 0 auto; font-size: 1.08rem; }
.page-banner .breadcrumb { justify-content: center; margin: 0 0 1rem; font-family: var(--fn-font-head); font-weight: 500; font-size: .92rem; }
.page-banner .breadcrumb a { color: var(--fn-sun); }
.page-banner .breadcrumb-item.active { color: #fff; }
.page-banner .breadcrumb-item + .breadcrumb-item::before { color: #8fb1d1; }

/* ---------- Photos ---------- */
.photo { position: relative; overflow: hidden; border-radius: var(--fn-radius); background: linear-gradient(135deg, var(--fn-aqua), var(--fn-ocean)); }
.photo img { width: 100%; height: 100%; object-fit: cover; display: block; transition: transform .6s ease; }
.photo img.img-missing { visibility: hidden; }

/* ---------- Feature strip ---------- */
.feature-strip { margin-top: -55px; position: relative; z-index: 3; }
.feature-box { background: #fff; border-radius: 18px; padding: 1.7rem 1.5rem; box-shadow: var(--fn-shadow); height: 100%; display: flex; gap: 1rem; align-items: flex-start; border-bottom: 4px solid var(--fn-aqua); transition: transform .25s ease; }
.feature-box:hover { transform: translateY(-5px); }
.feature-strip .col-lg-3:nth-child(even) .feature-box { border-bottom-color: var(--fn-sun); }
.feature-box .ic { width: 52px; height: 52px; flex: 0 0 52px; border-radius: 14px; background: var(--fn-aqua-soft); color: var(--fn-ocean); display: grid; place-items: center; font-size: 1.35rem; }
.feature-box h3 { font-size: 1.05rem; margin-bottom: .2rem; }
.feature-box p { margin: 0; color: var(--fn-muted); font-size: .92rem; line-height: 1.55; }

/* ---------- Service cards ---------- */
.svc-card { background: #fff; border-radius: 18px; overflow: hidden; height: 100%; display: flex; flex-direction: column; box-shadow: 0 10px 30px -22px rgba(6,36,63,.5); border: 1px solid var(--fn-line); transition: transform .3s ease, box-shadow .3s ease; }
.svc-card:hover { transform: translateY(-8px); box-shadow: var(--fn-shadow); }
.svc-card:hover .photo img { transform: scale(1.07); }
.svc-card .photo { aspect-ratio: 3 / 2; border-radius: 0; }
.svc-card .photo::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, transparent 55%, rgba(6,36,63,.45)); }
.svc-card .body { padding: 1.6rem 1.6rem 1.8rem; display: flex; flex-direction: column; flex: 1; position: relative; }
.svc-card .ic { position: absolute; top: -30px; left: 1.6rem; width: 60px; height: 60px; border-radius: 50%; background: var(--fn-sun); color: #fff; display: grid; place-items: center; font-size: 1.45rem; border: 4px solid #fff; z-index: 2; }
.svc-card h3 { font-size: 1.3rem; margin: 1.3rem 0 .6rem; }
.svc-card p { color: var(--fn-muted); flex: 1; margin-bottom: 1.3rem; }
.svc-card .btn { align-self: flex-start; padding: .7rem 1.4rem; }

/* ---------- About ---------- */
.about-photos { position: relative; padding: 0 60px 60px 0; }
.about-photos .photo.big { aspect-ratio: 4 / 3.3; }
.about-photos .photo.small { position: absolute; right: 0; bottom: 0; width: 52%; aspect-ratio: 4 / 3; border: 6px solid #fff; box-shadow: var(--fn-shadow); }
.about-photos .badge-box { position: absolute; left: 24px; bottom: 24px; z-index: 2; background: var(--fn-sun); color: #fff; border-radius: 14px; padding: .9rem 1.2rem; font-family: var(--fn-font-head); font-weight: 600; display: flex; gap: .6rem; align-items: center; box-shadow: var(--fn-shadow); max-width: 230px; line-height: 1.3; }
.about-photos .badge-box i { font-size: 1.6rem; }
.check-list { list-style: none; padding: 0; margin: 1.4rem 0 1.8rem; display: grid; grid-template-columns: 1fr 1fr; gap: .8rem 1.2rem; }
.check-list li { display: flex; gap: .55rem; font-weight: 600; }
.check-list i { color: var(--fn-aqua); font-size: 1.15rem; line-height: 1.55; }

/* ---------- Why (photo + list) ---------- */
.why-photo { aspect-ratio: 4 / 4.4; }
.why-item { display: flex; gap: 1.1rem; padding: 1.3rem 0; border-bottom: 1px solid rgba(255,255,255,.1); }
.why-item:last-child { border-bottom: 0; }
.why-item .ic { width: 58px; height: 58px; flex: 0 0 58px; border-radius: 16px; background: rgba(31,181,201,.15); color: var(--fn-aqua); display: grid; place-items: center; font-size: 1.45rem; }
.why-item h3 { font-size: 1.2rem; margin-bottom: .3rem; }
.why-item p { margin: 0; color: #b8cadb; }

/* ---------- Process ---------- */
.step { text-align: center; padding: 0 .8rem; position: relative; }
.step .circle { width: 92px; height: 92px; margin: 0 auto 1.3rem; border-radius: 50%; background: #fff; border: 2px dashed var(--fn-aqua); display: grid; place-items: center; position: relative; }
.step .circle i { width: 66px; height: 66px; border-radius: 50%; background: var(--fn-ocean); color: #fff; display: grid; place-items: center; font-size: 1.5rem; }
.step .circle b { position: absolute; top: -4px; right: -4px; width: 30px; height: 30px; border-radius: 50%; background: var(--fn-sun); color: #fff; font-family: var(--fn-font-head); font-size: .85rem; display: grid; place-items: center; }
.step h3 { font-size: 1.2rem; margin-bottom: .4rem; }
.step p { margin: 0; color: var(--fn-muted); }

/* ---------- Testimonial carousel ---------- */
.testi-wrap { max-width: 860px; margin: 0 auto; }
.testi-slide { background: #fff; border-radius: 22px; padding: 3rem 3rem 2.6rem; text-align: center; box-shadow: var(--fn-shadow); position: relative; }
.testi-slide .qi { width: 64px; height: 64px; border-radius: 50%; background: var(--fn-ocean); color: #fff; display: grid; place-items: center; font-size: 1.8rem; margin: -80px auto 1.4rem; border: 6px solid var(--fn-sky); }
.testi-slide p { font-size: 1.2rem; color: var(--fn-text); font-style: italic; margin-bottom: 1.4rem; }
.testi-slide .name { font-family: var(--fn-font-head); font-weight: 700; color: var(--fn-ocean); font-size: 1.1rem; }
#testiCarousel { padding-top: 46px; }
#testiCarousel .carousel-indicators { position: static; margin: 2rem 0 0; }
#testiCarousel .carousel-indicators [data-bs-target] { width: 12px; height: 12px; border-radius: 50%; background: var(--fn-ocean); border: 0; opacity: .25; }
#testiCarousel .carousel-indicators .active { opacity: 1; background: var(--fn-sun); }
.testi-nav { width: 50px; height: 50px; border-radius: 50%; background: #fff; border: 1px solid var(--fn-line); color: var(--fn-ocean); display: grid; place-items: center; font-size: 1.2rem; box-shadow: var(--fn-shadow); position: absolute; top: 55%; transform: translateY(-50%); z-index: 3; }
.testi-nav:hover { background: var(--fn-ocean); color: #fff; }
.testi-nav.prev { left: -70px; } .testi-nav.next { right: -70px; }

/* ---------- Blog ---------- */
.blog-card { background: #fff; border-radius: 18px; overflow: hidden; height: 100%; display: flex; flex-direction: column; border: 1px solid var(--fn-line); transition: transform .3s ease, box-shadow .3s ease; }
.blog-card:hover { transform: translateY(-6px); box-shadow: var(--fn-shadow); }
.blog-card:hover .photo img { transform: scale(1.06); }
.blog-card .photo { aspect-ratio: 16 / 10; border-radius: 0; }
.blog-card .body { padding: 1.6rem; display: flex; flex-direction: column; flex: 1; }
.blog-card h3 { font-size: 1.22rem; margin-bottom: .7rem; }
.blog-card h3 a { color: var(--fn-deep); }
.blog-card h3 a:hover { color: var(--fn-ocean); }
.blog-card p { color: var(--fn-muted); flex: 1; }

.post-photo { aspect-ratio: 16 / 8; margin-bottom: 2.4rem; border-radius: 22px; }
.post-content { font-size: 1.08rem; }
.post-content p { margin-bottom: 1.4rem; color: #2e3d4c; }
.post-content h2 { font-size: 1.65rem; margin: 2.3rem 0 1rem; color: var(--fn-ocean); }
.post-content .highlight { background: var(--fn-aqua-soft); border-left: 5px solid var(--fn-aqua); border-radius: 0 16px 16px 0; padding: 1.4rem 1.6rem; margin: 2rem 0; font-weight: 600; color: var(--fn-deep); }
.widget { background: var(--fn-sky); border-radius: 18px; padding: 1.7rem; margin-bottom: 1.5rem; }
.widget h3 { font-size: 1.15rem; margin-bottom: 1rem; }
.widget-post { display: flex; gap: .9rem; align-items: center; padding: .7rem 0; border-bottom: 1px solid var(--fn-line); }
.widget-post:last-child { border-bottom: 0; }
.widget-post .photo { width: 80px; height: 64px; flex: 0 0 80px; border-radius: 12px; }
.widget-post a { font-family: var(--fn-font-head); font-weight: 600; color: var(--fn-deep); line-height: 1.35; font-size: .95rem; }
.widget-post a:hover { color: var(--fn-ocean); }
.widget ul { list-style: none; padding: 0; margin: 0; }
.widget ul a { display: flex; justify-content: space-between; align-items: center; padding: .6rem .9rem; margin-bottom: .4rem; background: #fff; border-radius: 10px; color: var(--fn-text); font-weight: 600; }
.widget ul a:hover { background: var(--fn-ocean); color: #fff; }
.widget.cta { background: linear-gradient(140deg, var(--fn-ocean), var(--fn-deep)); color: #cfe0ef; }
.widget.cta h3 { color: #fff; }
.post-pager { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 1rem; margin-top: 2.4rem; padding-top: 1.6rem; border-top: 1px solid var(--fn-line); }

/* ---------- FAQ ---------- */
.faq-fn .accordion-item { border: 1px solid var(--fn-line); border-radius: 14px !important; margin-bottom: .8rem; overflow: hidden; }
.faq-fn .accordion-button { font-family: var(--fn-font-head); font-weight: 600; color: var(--fn-deep); padding: 1.15rem 1.4rem; background: #fff; }
.faq-fn .accordion-button:not(.collapsed) { background: var(--fn-ocean); color: #fff; box-shadow: none; }
.faq-fn .accordion-button:not(.collapsed)::after { filter: brightness(0) invert(1); }
.faq-fn .accordion-button:focus { box-shadow: 0 0 0 .2rem rgba(31,181,201,.3); }
.faq-fn .accordion-body { color: var(--fn-muted); }

/* ---------- Newsletter ---------- */
.newsletter { background: linear-gradient(120deg, var(--fn-aqua) 0%, var(--fn-ocean) 100%); border-radius: 24px; padding: 3rem; color: #e6f4fa; position: relative; overflow: hidden; }
.newsletter::after { content: "\F32F"; font-family: "bootstrap-icons"; position: absolute; right: 30px; bottom: -40px; font-size: 13rem; color: rgba(255,255,255,.08); line-height: 1; }
.newsletter > .row { position: relative; z-index: 1; }
.newsletter h2 { color: #fff; }
.newsletter .form-control { border: 0; border-radius: 50px; padding: .95rem 1.4rem; }
.newsletter .form-status.success { background: #fff; }

/* ---------- CTA with photo ---------- */
.cta-photo { position: relative; border-radius: 24px; overflow: hidden; padding: 4rem 3rem; color: #d5e5f4; background-color: var(--fn-deep); background-size: cover; background-position: center; text-align: center; }
.cta-photo::before { content: ""; position: absolute; inset: 0; background: linear-gradient(120deg, rgba(6,36,63,.92), rgba(10,77,140,.82)); }
.cta-photo > * { position: relative; }
.cta-photo h2 { color: #fff; }

/* ---------- Forms ---------- */
.form-card { background: #fff; border-radius: 22px; padding: 2.6rem; box-shadow: var(--fn-shadow); border: 1px solid var(--fn-line); }
.form-label { font-family: var(--fn-font-head); font-weight: 500; color: var(--fn-deep); font-size: .95rem; }
.form-control, .form-select { border-radius: 12px; border: 1.5px solid var(--fn-line); padding: .78rem 1rem; background-color: var(--fn-sky); }
.form-control:focus, .form-select:focus { border-color: var(--fn-aqua); box-shadow: 0 0 0 .22rem rgba(31,181,201,.18); background-color: #fff; }
.form-check-input:checked { background-color: var(--fn-ocean); border-color: var(--fn-ocean); }
.hp-field { position: absolute !important; left: -9999px !important; width: 1px; height: 1px; overflow: hidden; }
.form-status { display: none; margin-top: 1rem; border-radius: 12px; padding: .9rem 1.1rem; font-weight: 600; font-size: .95rem; }
.form-status.show { display: block; }
.form-status.success { background: #e3f7ee; color: #146c43; border: 1px solid #b5e5cc; }
.form-status.error { background: #fdecec; color: #a3201c; border: 1px solid #f6c4c2; }
.btn .spinner-border { width: 1rem; height: 1rem; border-width: .15em; margin-right: .4rem; }

.info-card { background: #fff; border-radius: 18px; padding: 1.8rem; height: 100%; box-shadow: 0 10px 30px -22px rgba(6,36,63,.5); border: 1px solid var(--fn-line); text-align: center; transition: transform .25s ease; }
.info-card:hover { transform: translateY(-5px); }
.info-card .ic { width: 64px; height: 64px; margin: 0 auto 1rem; border-radius: 50%; background: linear-gradient(135deg, var(--fn-aqua), var(--fn-ocean)); color: #fff; display: grid; place-items: center; font-size: 1.5rem; }
.info-card h3 { font-size: 1.15rem; margin-bottom: .3rem; }
.info-card p, .info-card a { margin: 0; color: var(--fn-muted); font-weight: 600; overflow-wrap: anywhere; }
.info-card a:hover { color: var(--fn-ocean); }
.map-box { border-radius: 22px; overflow: hidden; line-height: 0; border: 1px solid var(--fn-line); height: 100%; min-height: 400px; }
.map-box iframe { width: 100%; height: 100%; min-height: 400px; border: 0; }

/* ---------- Value cards ---------- */
.value-card { background: #fff; border-radius: 18px; padding: 2rem; height: 100%; border: 1px solid var(--fn-line); text-align: center; transition: transform .25s ease, box-shadow .25s ease; }
.value-card:hover { transform: translateY(-5px); box-shadow: var(--fn-shadow); }
.value-card .ic { width: 66px; height: 66px; margin: 0 auto 1rem; border-radius: 18px; background: var(--fn-aqua-soft); color: var(--fn-ocean); display: grid; place-items: center; font-size: 1.6rem; }
.value-card h3 { font-size: 1.2rem; }
.value-card p { margin: 0; color: var(--fn-muted); }

/* ---------- Legal ---------- */
.legal-wrap { background: #fff; border-radius: 22px; padding: 3rem; border: 1px solid var(--fn-line); }
.legal-wrap h2 { font-size: 1.35rem; margin: 2.2rem 0 .8rem; color: var(--fn-ocean); }
.legal-wrap h2:first-child { margin-top: 0; }
.legal-wrap p, .legal-wrap li { color: #39495a; }
.legal-side { position: sticky; top: 110px; }
.legal-side a { display: block; padding: .5rem .9rem; border-radius: 10px; color: var(--fn-muted); font-weight: 600; font-size: .92rem; }
.legal-side a:hover { background: #fff; color: var(--fn-ocean); }

/* ---------- Footer ---------- */
.footer { background: var(--fn-deep); color: #9fb5cb; padding: 85px 0 0; font-size: .96rem; }
.footer h4 { color: #fff; font-size: 1.1rem; margin-bottom: 1.3rem; position: relative; padding-bottom: .7rem; }
.footer h4::after { content: ""; position: absolute; left: 0; bottom: 0; width: 34px; height: 3px; border-radius: 3px; background: var(--fn-sun); }
.footer a { color: #d3e1ee; }
.footer a:hover { color: var(--fn-sun); }
.footer ul { list-style: none; padding: 0; margin: 0; }
.footer ul li { margin-bottom: .6rem; }
.footer .fl { display: flex; gap: .7rem; }
.footer .fl i { color: var(--fn-aqua); }
.footer .form-control { background: rgba(255,255,255,.06); border-color: rgba(255,255,255,.15); color: #fff; border-radius: 50px 0 0 50px; }
.footer .form-control::placeholder { color: #7f97ae; }
.footer .form-control:focus { background: rgba(255,255,255,.1); }
.footer .input-group .btn { border-radius: 0 50px 50px 0; }
.footer .form-status.success { background: rgba(70,200,130,.14); color: #a8ecc6; border-color: rgba(70,200,130,.35); }
.footer .form-status.error { background: rgba(255,100,100,.14); color: #ffbaba; border-color: rgba(255,100,100,.35); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.09); margin-top: 60px; padding: 1.4rem 0; font-size: .9rem; }

.scroll-top { position: fixed; right: 22px; bottom: 22px; width: 48px; height: 48px; border-radius: 50%; border: 0; background: var(--fn-sun); color: #fff; font-size: 1.2rem; display: grid; place-items: center; box-shadow: var(--fn-shadow); opacity: 0; visibility: hidden; transition: all .3s ease; z-index: 1000; }
.scroll-top.show { opacity: 1; visibility: visible; }
.scroll-top:hover { background: var(--fn-ocean); }

.anim { opacity: 0; transform: translateY(26px); transition: opacity .7s ease, transform .7s ease; }
.anim.done { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) { .anim { opacity: 1; transform: none; transition: none; } html { scroll-behavior: auto; } }

/* ---------- Responsive ---------- */
@media (max-width: 1199.98px) { .testi-nav { display: none; } }
@media (max-width: 991.98px) {
  .section { padding: 76px 0; }
  .hero { padding: 80px 0 110px; }
  .quick-form { margin-top: 2.4rem; }
  .main-nav .navbar-collapse { padding: 1rem 0; }
  .newsletter, .cta-photo { padding: 2.4rem 1.6rem; }
  .legal-side { position: static; }
}
@media (max-width: 575.98px) {
  .g-5, .gx-5 { --bs-gutter-x: 1.5rem; }
  .brand-logo { font-size: 1.12rem; gap: .45rem; }
  .brand-logo .logo-icon { width: 34px; height: 34px; flex-basis: 34px; font-size: 1rem; }
  .about-photos { padding: 0 0 40px 0; }
  .check-list { grid-template-columns: 1fr; }
  .form-card, .legal-wrap, .quick-form { padding: 1.5rem; }
  .testi-slide { padding: 2.6rem 1.4rem 2rem; }
}